Draft: fill in every [BRACKET] and have an attorney review these pages before launch. Effective date: [EFFECTIVE DATE]. Operated by [BUSINESS NAME], doing business as Readings by Ruben, [MAILING ADDRESS], [CONTACT EMAIL].
Terms of Service
1. Entertainment only. Readings are for entertainment and personal reflection. Tarot is symbolic; we do not predict the future or guarantee any outcome.
2. Adults only. You must be 18 or older.
3. Services and prices. We offer a free 3-card reading and a paid 8-card reading ($30). Prices are in U.S. dollars. We may change or stop any service, and price changes apply to future purchases.
4. Payments. Payments are processed by Stripe. We never see or store your full card number. You confirm you are authorized to use the payment method.
5. Your reading link. After payment you receive a private link to your reading. Keep it private; do not share, sell, or republish paid readings.
6. Acceptable use. No bots, scripts, card testing, attempts to bypass the paywall or security, harassment, or unlawful use. We may block or refuse service to anyone abusing the site.
7. Not professional advice. Readings are not medical, mental health, legal, or financial advice. If you are in crisis, call or text 988 (U.S.) or 911.
8. Ownership. The site and its content belong to us. You may use your reading personally, not commercially.
9. No warranties; limited liability. The services are provided "as is." To the fullest extent the law allows, our total liability for any claim is limited to the amount you paid for the reading at issue, and we are not liable for indirect or consequential damages.
10. Governing law. Georgia law governs these Terms. Before filing a claim, contact us and allow [30] days to resolve it. Disputes go to the courts in [COUNTY], Georgia.
11. Changes. We may update these Terms by posting a new effective date.
Privacy Policy
What we collect: your email; the time you agreed to our Terms and which version; your IP address (for security and abuse prevention); and your reading. Stripe collects your payment details; we receive only payment confirmation.
How we use it: to deliver your reading, process payment, prevent fraud and abuse, answer your messages, and meet legal and tax duties. We do not sell your personal information or use it for advertising.
Who we share it with: only services that help us run the business: Stripe (payments), Supabase (database), Cloudflare (hosting and security), and Calendly (scheduling, if you book).
How long we keep it: readings and emails for [1 year]; payment and tax records for [7 years]; security logs for [30 days].
Your rights: you may ask to see, correct, or delete your information by emailing [CONTACT EMAIL]. We respond within [30] days, except for records we must legally keep.
Security and children: we limit access to your data, but no system is perfectly secure. The site is not for anyone under 18.
Disclaimer
Readings are provided as entertainment and personal inspiration. They do not diagnose, treat, or cure any condition and are not a substitute for a doctor, therapist, attorney, financial advisor, or other licensed professional. Do not make major decisions about health, safety, money, legal matters, or relationships based only on a reading. If you are in crisis, call or text 988 (U.S.) or 911. You use the site and any reading at your own discretion and risk.
Refunds
[CHOOSE ONE:] Because readings are delivered instantly and cannot be returned, all sales are final once delivered. If a technical problem prevents delivery, or you were charged in error, contact us within [7] days and we will fix it or refund you. Please contact us before filing a chargeback.